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Loss Assessors Manchester

JZ Fogel Can Help with your Commercial Claim

We guarantee that we'll do everything we can to get you the best settlement possible.

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Commercial Loss Assessment Claims

NOT KEEN ON WADING THROUGH INSURANCE POLICIES?

It can be difficult to sit down with an insurance policy after experiencing a traumatic event such as a house fire or a burglary. You just want to get the thing out of the way, and focus on moving forward.  And that’s how J. Z. Fogel & Partners can help.

Where We Can Help

  • Building Claims | Learn More

    SUFFERED EXTENSIVE BUILDING DAMAGE?

    WE’RE HERE TO HELP YOU REBUILD

    Your home is usually your main asset. Following any building damage, J. Z. Fogel, with the help of our Chartered Surveyors, will make sure that any damage to your home is fully repaired and that your property is restored to its original condition.

    Should you wish to make improvements to your home at this time, we can discuss with you how this can be incorporated into the restoration of your property.

    On your behalf, we will also include the costs of alternative accommodation within the claim, whilst your home is being restored.

    As the insured party, there are various means by which the settlement can be received, including a cash settlement. J.Z. Fogel will discuss every option and liaise with you on what you need from this settlement.

  • Contents Claims | Learn More

    WE CAN HELP YOU WITH THE THINGS THAT CAN BE REPLACED

    Any owner, occupier or tenant needs to claim for the contents of their property that have been damaged or destroyed by fire, theft, flood, burst pipes or freak weather.

    J. Z. Fogel will gather together an inventory of the affected contents, priced at today’s replacement costs, and submit this to your insurance company with any additional supporting documentation that is required. On your behalf, we will then negotiate the best possible settlement for you.

    On your behalf, we will also include in the claim any costs of alternative accommodation while your home is being repaired.

    WHAT WILL THIS SETTLEMENT INVOLVE?

    As the insured party, there are various options as to the form the settlement will take. One of these is a cash settlement. J.Z. Fogel will discuss all these options with you and make sure your settlement reflects your best interests. In most cases, we can negotiate a payment on account to help you get back on your feet.

  • Business Interruption Claims | Learn More

    LOOKING FOR INCOME PROTECTION?

    When damage occurs to your trading premises; the loss of stock and machinery, fixtures and fittings, can be devastating for the running of your business. Using J.Z. Fogel as your assessor, we’ll make sure that your insurance company accounts for the full recovery of these losses so that your business can carry on trading.

    By having your gross profit covered, you know that your wages, rent and any other overheads are still covered even though trading has temporarily ceased. This will be paid by your insurance company until the end of your indemnity period. ( Indemnity period is the length of time that your insurance company covers you for after any damage from insured peril. Most policies cover a 12 month indemnity period. However it is not uncommon to have up to 36 months’ indemnity period.)

    J.Z. FOGEL WILL MAKE SURE THAT

    All necessary funding is recovered from your insurance company subject to your insurance policy – so you can keep paying the bills. This section of your policy also covers you for Increase In Costs of Working ( ICW). We’ll always make sure you’ll be paid for any temporary premises or the renting of equipment. It will also account for sub contractors in order to keep your clients supplied until you’re able to return to normal trading. In most cases, we can negotiate a payment on account to help you get back on your feet.

    When damage occurs to your trading premises; the loss of stock and machinery, fixtures and fittings, can be devastating for the running of your business. Using J.Z. Fogel as your assessor, we’ll make sure that your insurance company accounts for the full recovery of these losses so that your business can carry on trading.

    By having your gross profit covered, you know that your wages, rent and any other overheads are still covered even though trading has temporarily ceased. This will be paid by your insurance company until the end of your indemnity period. ( Indemnity period is the length of time that your insurance company covers you for after any damage from insured peril. Most policies cover a 12 month indemnity period. However it is not uncommon to have up to 36 months’ indemnity period.)

    WHAT WE CAN HELP YOU WITH

    • Fire Damage Claims
    • Burglary Claims
    • Water Damage Claims
    • Business Interruption Claims
    • Uninsured losses against third parties
    • Stock Loss Claims
    • Building Damage Claims
    • Machinery Damage Claims
    Business Interruption Claims

RECENT TESTIMONIALS

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Loss Assessors Manchester
  • Business Interruption Claims
  • Business Interruption Claims
  • Business Interruption Claims
  • Business Interruption Claims
Loss Assessors Manchester
  • Business Interruption Claims
Loss Assessors Manchester
  • Business Interruption Claims